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Minneapolis First Time Home Buyers
If you're like a lot of first time home buyers in Minneapolis and area, buying a home starts long before you start seriously considering Realtors® and mortgages. You've probably been looking at homes on the Internet or as you drive by a "For Sale" sign. By now you may have been thinking about the advantages of owning a home: financial investment, freedom and having a firmer connection to your community.
Your first step to serious home buying is the preapproval. This is where you go to a lender or a mortgage broker and get the exact amount that a lender will loan you, based on your income and debt ratios. This also tells your Realtor® that you are serious about buying a home. Once you know your limits, it's time to figure out what you want for what your money will buy.
You probably have a good idea of what you want in a home, but now is the time to take it a little farther. What if you can't find everything you want in one home? You may have to sacrifice one feature in favor of another, something that may be hard to do. Do you need a certain location more than an extra bedroom? Is a home with a yard absolutely essential? Would you sacrifice having more space in return for a lower price? You need to think about what matters most to you and what you're prepared to give up to get it. There are many different neighborhoods and homes in the Minneapolis/St. Paul area, but you're only going to buy one - you need to make sure that it will work for you!
The Barker and Hedges Team agents are experienced at serving the needs of first time home buyers in the Minneapolis/St. Paul area. We want your first home buying experience to be a rewarding start to home ownership. We can help you with all aspects of your home search, purchase and closing.
One of the tools that we have to help first time home buyers in Minneapolis and St. Paul is our free Home Buying Seminar. It covers everything from picking a great real estate agent to home closing. Find out more!
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